Author

Andrew

Andrew runs Saving Optimizer, and every guide on the site carries his byline.

About Andrew

Andrew is a personal finance expert, DIY investor and life optimizer based in Toronto, Canada. With over 19 years of corporate experience at a leading Canadian company, Andrew combines deep industry knowledge with a passion for technology to help others navigate personal finance and streamline their daily lives.

Andrew runs Saving Optimizer. The site is written for Canadian households: Canadian first, plain about the trade-offs, and specific about where to check a number before you rely on it.

What Andrew covers

Andrew writes and edits 1,014 guides across 22 everyday spending categories for Canadian households. The deepest coverage is in four areas:

  • Subscriptions: streaming rotation, free-trial cancels, Prime, gym contracts, and software renewals.
  • Transportation: transit fares, EV incentives, buying and insuring a car, gas rewards, and winter driving.
  • Pets: pet insurance, vet bills and emergencies, food and litter, and first supplies.
  • Students and education: paying for university and college, student aid by province, tuition tax credits, and student costs.

Other categories include Subscriptions, Transportation, Pets, Education, Students, Insurance, Utilities, Food & Groceries, Housing, Personal Finance, Healthcare, Technology, Internet, Travel. The full list is on All guides.

How guides are researched and fact-checked

Each guide is checked against official Canadian sources: the Canada Revenue Agency, canada.ca and other federal departments, provincial and territorial government sites, regulators, and the provider's own page for product terms. Sources are listed on the guide, and prices carry the date they were checked.

Figures are never invented. When a guide works through the arithmetic with sample inputs, the example is labelled so it is never mistaken for a quote or your result. The updated date on a guide changes only when its content changes. The full editorial process is on How we create content.

A note on AI assistance

Saving Optimizer guides are researched and drafted with AI assistance, then checked against official Canadian sources before they are published. Every guide says so in a short note near the end of the page. The featured photos on guides are AI-generated illustrations, and the people in them are fictional. Andrew is responsible for what is published, and corrections are made on the guide when a number or rule changes.

Videos and other sites

Saving Optimizer publishes videos on YouTube at @SavingOptimizer. Andrew also runs these related Canadian sites:

Contact and corrections

Spotted an out-of-date number, or something that is wrong for your province? Use the contact page. Saving Optimizer is education only. It is not financial, tax, legal, or insurance advice.