Savings toolkits · 2027 edition
Savings toolkits for Canadian households
The free guides on Saving Optimizer explain. Each toolkit is the kit you use to act: call and email scripts with replies for when they say no, worksheets, worked Canadian examples, decision guides with the math shown, a guide for all 13 provinces and territories, and a 12-month calendar file. CA$15 each, one-time, or all 16 for CA$39.
Bundle · 2027 edition
All 16 toolkits for CA$39
Every toolkit below in one purchase: groceries, household shopping, subscriptions, phone and internet, utilities, housing, insurance, transportation, money admin, health costs, raising kids, education, pets, travel, activities and weddings. Bought one at a time, the 16 cost CA$240.
One zip with all 16 kits, plus each toolkit's own folder · 30-day refund · Free updates to the 2027 editions
Groceries Savings Toolkit 2027
For your grocery bill. 41 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Household Shopping Toolkit 2027
For household and personal-care shopping. 42 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Subscriptions Savings Toolkit 2027
For streaming, apps and other subscriptions. 43 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Phone and Internet Bill Toolkit 2027
For phone, internet and TV bills. 42 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Utilities Savings Toolkit 2027
For hydro, gas and water bills. 43 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Rent and Housing Cost Toolkit 2027
For rent and housing costs. 43 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Insurance Savings Toolkit 2027
For home, auto, life and travel insurance. 44 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Transportation Savings Toolkit 2027
For car, transit and fuel costs. 43 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Canadian Money Admin Toolkit 2027
For bank fees, TFSA, RRSP and FHSA room and your credit report. 43 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Health Costs Toolkit 2027
For drug, dental, vision and other health costs. 42 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Raising Kids in Canada: Cost Toolkit 2027
For the costs of raising kids. 43 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Education Savings Toolkit 2027
For RESPs, tuition and student costs. 42 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Pet Cost Toolkit 2027
For pet costs. 41 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Canadian Travel Savings Toolkit 2027
For trips in and out of Canada. 41 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Tickets, Passes and Activities Toolkit 2027
For tickets, passes, sports and activities. 42 pages, plus Printables and a calendar file.
CA$15 · See what's inside →
Weddings Savings Toolkit 2027
For wedding costs. 43 pages, plus Printables and a calendar file.
CA$15 · See what's inside →Every toolkit includes
- A 41 to 44 page PDF with a Start Here page and a 60-minute first pass
- 8 scripts, each with 3 “if they say no” replies
- 3 worked examples and 6 decision guides, with example numbers labelled Example
- A province and territory guide, 9 worksheets, a checklist and a 12-month calendar
- A Printables PDF and an .ics calendar file for Google, Outlook or Apple Calendar
- Dated official sources at the back of every toolkit
30-day refund · Free updates to the 2027 editions, including the 2027 TFSA and RRSP figures when the CRA posts them · By Andrew
Frequently asked questions
Is this financial advice?
No. The toolkits are education only. They explain rules, give you the math and the words to use, and point to official sources. They aren't financial, tax, legal, insurance or medical advice, and they don't recommend any company or product. No savings are guaranteed.
What if it isn’t useful to me?
Email contact@savingoptimizer.com within 30 days of purchase and you'll get a full refund. No forms.
Do I get updates?
Yes. Buyers get free updated files for the 2027 edition, including an update when the CRA posts new yearly figures such as the 2027 TFSA and RRSP limits. The new download link goes to the email you used at checkout.
How do I get the files?
Checkout is by Stripe. After you pay, you land on a download page with a folder link and a one-click zip. If anything goes wrong, email us and we'll send the link.
Who wrote it, and how?
Andrew, the founder of Saving Optimizer. Each toolkit was drafted with AI assistance, then fact-checked against dated official Canadian sources listed at the back. Worked examples use example numbers and are labelled Example.
Can I share it?
The files are for personal use by the purchaser. Please don't share or resell them.
Free sample: the 30-minute subscription audit
Get a free 12-page excerpt of the Subscriptions Savings Toolkit 2027 by email. It has Chapters 1 and 2, a worked example, a decision guide, a call script, a worksheet and the yearly calendar.
By ticking the consent box you agree to get the free sample plus Saving Optimizer emails with money-saving guides and news about new toolkits. Emails are sent by Saving Optimizer (Andrew), contact@savingoptimizer.com, [mailing address], through Hostinger Reach. You'll get a confirmation email first. Every email has an unsubscribe link, or you can email contact@savingoptimizer.com to unsubscribe; requests are processed within 10 business days. The consent box is unticked until you tick it. See the privacy policy.
Note: Education only. Not financial, tax, legal, insurance or medical advice. No savings are guaranteed; results depend on your situation.